Before we do anything that’s hard, and it may be hard for you to do the things I ask, we have to have a reason for doing it. We have to have a motivating factor. I want you to think about what motivates you to operate differently with your finances.
Are you someone who’s always struggled with money and has faced a situation like having a baby, being homeless, feeling a lack of confidence in yourself, working a job you hate because you can’t afford to leave? Then you may be someone who has felt the pain of what it’s like to not have enough money. This can be a good motivator. You know what it’s like to suffer and you have made a decision and refuse to live like this anymore.
Are you someone who has pretty much always gotten by ok? No big money troubles. When you did have slight troubles, you always had parents to bail you out and you knew that so you never really worried about it. This can be my toughest type of reader because they are happy just being ‘average’ and ‘doing ok.’
Listen, if you don’t have the desire to be above average and reach your full potential financially then this is not the book for you. You can just kind of, sort of, get by and everything will be alright.
Are you someone who has started a company and it took off or you received an inheritance and you don’t know what to do with it? Do you want to do the right thing but you don’t know where to start and you want someone to point you in the right direction?
If you want to avoid getting ripped off by a financial advisor but you don’t know where to start and what questions to ask then this is a great book for you. I will give you the exact questions to ask to ensure you are dealing with a legitimate financial planner who has your best interests in mind so you can avoid getting ripped off and get the help you need.
Quick side note: I may use the terms financial advisor or financial planner interchangeably. Don’t worry too much. The titles are not regulated at this point. I think they should be, but that’s a conversation for another time.
So, what’s your motivation? Why do you want to learn skills to do better with your money? Do you want to leave a better legacy than the one you were left? Do you want your kids to have different opportunities than you had? Do you want to give back to your church or community with your wealth and resources? Maybe you just want to have more choices in your life? What is it? Write your motivation.
I’m motivated to learn about money because: ____________________________________